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Showing posts from December, 2011

The Smart Way to Holiday Shop

The Holidays can either be a happy time or a stressful time. The good news is, you no longer have to find yourself spending way too much during the holidays or settling for gift cards this year. My step by step guide will help you learn how to budget yourself when shopping for your loved ones.

Step # 1 Set a Budget
Besides you're employer, you and only you know how much you make a month so set a reasonable budget of how much (total) you would like to spend this year.

Step #2 Make a list (& Check it Twice)

How will you know what you need to buy, if you don't know who you're buying gifts for?
If you're anything like me, and you love to give gifts, most likely you'll want to add as many people as possible to your shopping list, but if you're not making a high enough income you might want to scale down who is more important to you. Here is a small example list since everyone's family is different

Christmas List 2011

Budget $500

1. Mom
2. Dad
3. Gran…